Compare Home Loans in India
Compare interest rates, processing fees, and features from India's leading banks to find the perfect home loan for you.
Bank
Interest Rate
Processing Fee
Max Loan
Apply
Punjab National Bank
Best Rate★★★☆ 3.9
8.4% - 9.4%
per annum
1% of the loan + GST
₹10 Crores
Canara Bank
Best Rate★★★★ 4.1
7.9% - 10.75%
per annum
Nil for loans under ₹50 lakh
₹25 Crores
State Bank of India
★★★★ 4.2
Popular
Interest Rate
8% - 9.15%
Processing Fee
0.35% + GST
Max Loan
₹10 Crores
Tenure
30 years
Key Features
EBR linked ratesOnline applicationWide branch network
HDFC Bank
★★★★ 4.4
Popular
Interest Rate
8.45% - 9.75%
Processing Fee
0.50% + GST
Max Loan
₹10 Crores
Tenure
30 years
Key Features
Quick approvalDoorstep serviceBalance transfer
ICICI Bank
★★★★ 4.3
Interest Rate
8.75% - 10.25%
Processing Fee
1% + GST (Min ₹3,000)
Max Loan
₹5 Crores
Tenure
30 years
Key Features
Pre-approved offersFlexible EMITop-up facility
Axis Bank
★★★★ 4.1
Interest Rate
8.75% - 10.5%
Processing Fee
Up to 1% of loan amount
Max Loan
₹5 Crores
Tenure
30 years
Key Features
Instant approvalHigh LTV ratioBalance transfer
Punjab National Bank
★★★☆ 3.9
Best Rate
Interest Rate
8.4% - 9.4%
Processing Fee
1% of the loan + GST
Max Loan
₹10 Crores
Tenure
30 years
Key Features
Zero processing feeGovernment employee benefitsWomen borrower concessions
Canara Bank
★★★★ 4.1
Best Rate
Interest Rate
7.9% - 10.75%
Processing Fee
Nil for loans under ₹50 lakh
Max Loan
₹25 Crores
Tenure
30 years
Key Features
CRG-based pricingHigh loan amountsBalance transfer facility
Bank of Baroda
★★★★ 4
Interest Rate
8% - 9.6%
Processing Fee
0.35% + GST (Min ₹1,500)
Max Loan
₹15 Crores
Tenure
25 years
Key Features
Young borrower discountConstruction financingNRI loans
Union Bank of India
★★★☆ 3.8
Interest Rate
8.1% - 9.4%
Processing Fee
0.50% (Max ₹15,000 + GST)
Max Loan
₹15 Crores
Tenure
30 years
Key Features
CIBIL-based pricingRural development loansSpecial schemes
LIC Housing Finance
★★★★ 4.2
Interest Rate
8% - 9.75%
Processing Fee
Zero for loans < ₹25 lakh
Max Loan
₹5 Crores
Tenure
25 years
Key Features
Senior citizen ratesZero processing fee optionFlexible repayment
Bajaj Housing Finance
★★★★ 4
Interest Rate
8.9% - 11.25%
Processing Fee
Up to 4% + GST
Max Loan
₹3.5 Crores
Tenure
25 years
Key Features
Quick disbursalBalance transferDoorstep service
IDFC FIRST Bank
★★★★ 4.3
Interest Rate
8.85% - 11.25%
Processing Fee
Up to 3% + GST
Max Loan
₹10 Crores
Tenure
30 years
Key Features
Digital processInstant approvalTech-forward platform
YES Bank
★★★★ 4.1
Interest Rate
9% - 11.5%
Processing Fee
1.5% + GST or 10K (whichever is higher)
Max Loan
₹8 Crores
Tenure
25 years
Key Features
High-value loansPremium bankingWealth management
Bank of Maharashtra
★★★☆ 3.7
Interest Rate
8.1% - 9.55%
Processing Fee
0.25% + GST
Max Loan
No upper limit
Tenure
30 years
Key Features
Women borrower discountNo upper loan limitNRI facilities
Central Bank of India
★★★☆ 3.6
Interest Rate
8.5% - 9.5%
Processing Fee
0.50% (Max ₹20,000)
Max Loan
₹5 Crores
Tenure
30 years
Key Features
PMAY schemesAffordable housingGovernment subsidies
Indian Bank
★★★☆ 3.8
Interest Rate
8.15% - 9.95%
Processing Fee
0.35% (Max ₹15,000)
Max Loan
₹5 Crores
Tenure
30 years
Key Features
Green home loansEnergy efficient housingInsurance integration
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Important Information
• Interest rates are indicative and subject to change based on RBI guidelines and your credit profile.
• Additional charges like documentation fees, legal fees, and insurance may apply.
• Loan approval depends on eligibility criteria, credit score, and documentation.
• Compare all terms and conditions thoroughly before making your final decision.