Compare Home Loans in India

Compare interest rates, processing fees, and features from India's leading banks to find the perfect home loan for you.

Last Updated: November 7, 2025

Bank

Interest Rate

Processing Fee

Max Loan

Apply

State Bank of India

Popular

★★★★ 4.2

7.5% - 8.7%

per annum

0.35% + GST (Min ₹2,000, Max ₹10,000)

₹10 Crores

Apply Now View Details

HDFC Bank

Popular

★★★★ 4.3

7.9% - 13.2%

per annum

0.50% + GST (Min ₹3,300)

₹10 Crores

Apply Now View Details

ICICI Bank

★★★★ 4.2

7.7% - 11.75%

per annum

0.50% + GST (Min ₹3,000)

₹5 Crores

Apply Now View Details

Axis Bank

★★★★ 4

8.35% - 11.9%

per annum

Up to 1% of loan amount (Min ₹10,000)

₹5 Crores

Apply Now View Details

Punjab National Bank

★★★☆ 3.9

8.25% - 9.35%

per annum

0.35% + GST (Max ₹15,000)

₹10 Crores

Apply Now View Details

Canara Bank

Best Rate

★★★★ 4.1

7.4% - 10.25%

per annum

0.50% (Min ₹1,500, Max ₹10,000) + GST

No upper limit

Apply Now View Details

Bank of Baroda

★★★★ 4

7.45% - 9.5%

per annum

0.35% + GST (Min ₹1,500)

₹20 Crores

Apply Now View Details

Union Bank of India

Best Rate

★★★☆ 3.8

7.45% - 10%

per annum

Waived off (Zero till 30 September 2025)

₹15 Crores

Apply Now View Details

LIC Housing Finance

★★★★ 4.2

7.5% - 10.25%

per annum

0.25% (Min ₹5,000, Max ₹50,000)

₹15 Crores

Apply Now View Details

Bajaj Housing Finance

★★★★ 4

7.35% - 9.65%

per annum

Up to 4% + GST

₹15 Crores

Apply Now View Details

IDFC FIRST Bank

★★★★ 4.3

8.85% - 9.25%

per annum

Up to 3% + GST

₹10 Crores

Apply Now View Details

YES Bank

★★★★ 4.1

8.95% - 12%

per annum

2% + GST (Min ₹10,000)

₹10 Crores

Apply Now View Details

Bank of Maharashtra

Best Rate

★★★☆ 3.7

7.35% - 10.15%

per annum

NIL

No upper limit

Apply Now View Details

Central Bank of India

Best Rate

★★★☆ 3.6

7.35% - 9.5%

per annum

0.50% (Max ₹20,000)

₹5 Crores

Apply Now View Details

Indian Bank

★★★☆ 3.8

8.15% - 10.55%

per annum

0.35% (Max ₹15,000)

₹5 Crores

Apply Now View Details

State Bank of India

★★★★ 4.2

Popular

Interest Rate

7.5% - 8.7%

Processing Fee

0.35% + GST (Min ₹2,000, Max ₹10,000)

Max Loan

₹10 Crores

Tenure

30 years

Key Features

EBR linked ratesOnline applicationWide branch network

Apply Now Details

HDFC Bank

★★★★ 4.3

Popular

Interest Rate

7.9% - 13.2%

Processing Fee

0.50% + GST (Min ₹3,300)

Max Loan

₹10 Crores

Tenure

30 years

Key Features

Quick approvalDoorstep serviceBalance transfer

Apply Now Details

ICICI Bank

★★★★ 4.2

Interest Rate

7.7% - 11.75%

Processing Fee

0.50% + GST (Min ₹3,000)

Max Loan

₹5 Crores

Tenure

30 years

Key Features

Pre-approved offersFlexible EMITop-up facility

Apply Now Details

Axis Bank

★★★★ 4

Interest Rate

8.35% - 11.9%

Processing Fee

Up to 1% of loan amount (Min ₹10,000)

Max Loan

₹5 Crores

Tenure

30 years

Key Features

Instant approvalHigh LTV ratioBalance transfer

Apply Now Details

Punjab National Bank

★★★☆ 3.9

Interest Rate

8.25% - 9.35%

Processing Fee

0.35% + GST (Max ₹15,000)

Max Loan

₹10 Crores

Tenure

30 years

Key Features

Government employee benefitsWomen borrower concessions

Apply Now Details

Canara Bank

★★★★ 4.1

Best Rate

Interest Rate

7.4% - 10.25%

Processing Fee

0.50% (Min ₹1,500, Max ₹10,000) + GST

Max Loan

No upper limit

Tenure

30 years

Key Features

CRG-based pricingHigh loan amountsBalance transfer facility

Apply Now Details

Bank of Baroda

★★★★ 4

Interest Rate

7.45% - 9.5%

Processing Fee

0.35% + GST (Min ₹1,500)

Max Loan

₹20 Crores

Tenure

30 years

Key Features

Young borrower discountConstruction financingNRI loans

Apply Now Details

Union Bank of India

★★★☆ 3.8

Best Rate

Interest Rate

7.45% - 10%

Processing Fee

Waived off (Zero till 30 September 2025)

Max Loan

₹15 Crores

Tenure

30 years

Key Features

CIBIL-based pricingGreen home loansSpecial schemes

Apply Now Details

LIC Housing Finance

★★★★ 4.2

Interest Rate

7.5% - 10.25%

Processing Fee

0.25% (Min ₹5,000, Max ₹50,000)

Max Loan

₹15 Crores

Tenure

30 years

Key Features

Senior citizen ratesCIBIL-based pricingFlexible repayment

Apply Now Details

Bajaj Housing Finance

★★★★ 4

Interest Rate

7.35% - 9.65%

Processing Fee

Up to 4% + GST

Max Loan

₹15 Crores

Tenure

32 years

Key Features

Quick disbursalBalance transferDoorstep service

Apply Now Details

IDFC FIRST Bank

★★★★ 4.3

Interest Rate

8.85% - 9.25%

Processing Fee

Up to 3% + GST

Max Loan

₹10 Crores

Tenure

30 years

Key Features

Digital processInstant approvalTech-forward platform

Apply Now Details

YES Bank

★★★★ 4.1

Interest Rate

8.95% - 12%

Processing Fee

2% + GST (Min ₹10,000)

Max Loan

₹10 Crores

Tenure

35 years

Key Features

High-value loansPremium bankingWealth management

Apply Now Details

Bank of Maharashtra

★★★☆ 3.7

Best Rate

Interest Rate

7.35% - 10.15%

Processing Fee

NIL

Max Loan

No upper limit

Tenure

30 years

Key Features

Women borrower discountNo upper loan limitNRI facilities

Apply Now Details

Central Bank of India

★★★☆ 3.6

Best Rate

Interest Rate

7.35% - 9.5%

Processing Fee

0.50% (Max ₹20,000)

Max Loan

₹5 Crores

Tenure

30 years

Key Features

PMAY schemesAffordable housingGovernment subsidies

Apply Now Details

Indian Bank

★★★☆ 3.8

Interest Rate

8.15% - 10.55%

Processing Fee

0.35% (Max ₹15,000)

Max Loan

₹5 Crores

Tenure

30 years

Key Features

Green home loansEnergy efficient housingInsurance integration

Apply Now Details

EMI Calculator

Calculate your monthly payments

Calculate EMI

Compound Calculator

Plan your wealth growth

Calculate Growth

Prepay vs Invest

Check your loan eligibility

Prepay vs Invest

Real Estate vs Stock Market

Compare real estate and stock market returns

Compare Returns

XIRR Calculator

Calculate returns on irregular investments

Calculate XIRR

Important Information

• Interest rates are indicative and subject to change based on RBI guidelines and your credit profile.

• Additional charges like documentation fees, legal fees, and insurance may apply.

• Loan approval depends on eligibility criteria, credit score, and documentation.

• Compare all terms and conditions thoroughly before making your final decision.