Compare Home Loans in India

Compare interest rates, processing fees, and features from India's leading banks to find the perfect home loan for you.

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State Bank of India

★★★★ 4.2
Popular
Interest Rate
7.5% - 8.7%
Processing Fee
0.35% + GST (Min ₹2,000, Max ₹10,000)
Max Loan
₹10 Crores
Tenure
30 years

Key Features

EBR linked ratesOnline applicationWide branch network
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HDFC Bank

★★★★ 4.4
Popular
Interest Rate
8.15% - 9.95%
Processing Fee
0.50% + GST (Min ₹3,300)
Max Loan
₹10 Crores
Tenure
30 years

Key Features

Quick approvalDoorstep serviceBalance transfer
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ICICI Bank

★★★★ 4.3
Interest Rate
8% - 10.05%
Processing Fee
0.50% + GST (Min ₹3,000)
Max Loan
₹5 Crores
Tenure
30 years

Key Features

Pre-approved offersFlexible EMITop-up facility
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Axis Bank

★★★★ 4.1
Interest Rate
8.35% - 9.35%
Processing Fee
Up to 1% of loan amount
Max Loan
₹5 Crores
Tenure
30 years

Key Features

Instant approvalHigh LTV ratioBalance transfer
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Punjab National Bank

★★★☆ 3.9
Best Rate
Interest Rate
7.5% - 9.35%
Processing Fee
1% of the loan + GST
Max Loan
₹10 Crores
Tenure
30 years

Key Features

Government employee benefitsWomen borrower concessions
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Canara Bank

★★★★ 4.1
Best Rate
Interest Rate
7.4% - 10.25%
Processing Fee
Zero processing fee till September 30, 2025
Max Loan
₹25 Crores
Tenure
30 years

Key Features

CRG-based pricingHigh loan amountsBalance transfer facility
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Bank of Baroda

★★★★ 4
Interest Rate
7.45% - 9.5%
Processing Fee
0.35% + GST (Min ₹1,500)
Max Loan
₹20 Crores
Tenure
30 years

Key Features

Young borrower discountConstruction financingNRI loans
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Union Bank of India

★★★☆ 3.8
Best Rate
Interest Rate
7.25% - 9.9%
Processing Fee
Waived off
Max Loan
₹15 Crores
Tenure
30 years

Key Features

CIBIL-based pricingGreen home loansSpecial schemes
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LIC Housing Finance

★★★★ 4.2
Interest Rate
7.5% - 10.25%
Processing Fee
0.25% (Min ₹5,000, Max ₹50,000)
Max Loan
₹15 Crores
Tenure
30 years

Key Features

Senior citizen ratesCIBIL-based pricingFlexible repayment
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Bajaj Housing Finance

★★★★ 4
Interest Rate
7.49% - 17%
Processing Fee
Up to 4% + GST
Max Loan
₹15 Crores
Tenure
32 years

Key Features

Quick disbursalBalance transferDoorstep service
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IDFC FIRST Bank

★★★★ 4.3
Interest Rate
8.85% - 11.25%
Processing Fee
Up to 3% + GST
Max Loan
₹10 Crores
Tenure
30 years

Key Features

Digital processInstant approvalTech-forward platform
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YES Bank

★★★★ 4.1
Interest Rate
8.95% - 12%
Processing Fee
2% + GST (Min ₹10,000)
Max Loan
₹10 Crores
Tenure
35 years

Key Features

High-value loansPremium bankingWealth management
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Bank of Maharashtra

★★★☆ 3.7
Best Rate
Interest Rate
7.35% - 10.15%
Processing Fee
NIL
Max Loan
No upper limit
Tenure
30 years

Key Features

Women borrower discountNo upper loan limitNRI facilities
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Central Bank of India

★★★☆ 3.6
Best Rate
Interest Rate
7.35% - 9.85%
Processing Fee
0.50% (Max ₹20,000)
Max Loan
₹5 Crores
Tenure
30 years

Key Features

PMAY schemesAffordable housingGovernment subsidies
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Indian Bank

★★★☆ 3.8
Interest Rate
7.4% - 10.55%
Processing Fee
0.35% (Max ₹15,000)
Max Loan
₹5 Crores
Tenure
30 years

Key Features

Green home loansEnergy efficient housingInsurance integration

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Important Information

• Interest rates are indicative and subject to change based on RBI guidelines and your credit profile.

• Additional charges like documentation fees, legal fees, and insurance may apply.

• Loan approval depends on eligibility criteria, credit score, and documentation.

• Compare all terms and conditions thoroughly before making your final decision.