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Bajaj Housing Finance Home Loan

★★★★ 4/5

Bajaj Housing Finance offers quick home loan processing with doorstep service and flexible eligibility criteria.

Key Highlights

7.49%
Starting Interest Rate
Up to 4% + GST
Processing Fee
₹15 Crores
Maximum Loan Amount
32 years
Maximum Tenure

Bajaj Housing Finance Home Loan Interest Rates

Current interest rates as per latest updates

Interest Rate Range 7.49% - 17% per annum

* Interest rates are subject to change based on RBI guidelines and your credit profile.

* Final rates depend on loan amount, tenure, and creditworthiness.

Features & Benefits

Key Features

  • Quick disbursal
  • Balance transfer
  • Doorstep service

Special Offers

  • Quick disbursal within 48 hours
  • Doorstep service
  • Balance transfer facility

Pros and Cons

Advantages

  • Fast processing
  • Good customer service
  • Flexible eligibility

Considerations

  • High processing fees
  • Higher maximum rates

Bajaj Housing Finance Home Loan Eligibility

Check if you meet the eligibility criteria

  • Age: 23-70 years
  • Minimum income: ₹25,000 per month
  • CIBIL Score: 700+ preferred
  • Stable employment for 2+ years

Documents Required

Keep these documents ready for quick processing

  • KYC documents
  • Income proof
  • Bank statements
  • Property documents
  • Employment proof

Apply for Bajaj Housing Finance Home Loan

Start your home loan application process today

Compare with Other Banks

See how Bajaj Housing Finance compares with other lenders

Frequently Asked Questions

What is the minimum income required for Bajaj Housing Finance home loan?

The minimum income requirement varies based on your location and employment type. Generally, it ranges from ₹10,000 to ₹25,000 per month.

How long does Bajaj Housing Finance take to approve a home loan?

The approval process typically takes 7-15 working days, depending on document verification and property evaluation.

Can I prepay my Bajaj Housing Finance home loan?

Yes, you can prepay your home loan. Some banks may charge prepayment penalties, so check the terms and conditions.

Important Disclaimer

• All information provided is for reference purposes only and subject to change.

• Interest rates and fees are indicative and may vary based on your profile and market conditions.

• Loan approval is subject to the bank's terms and conditions and credit assessment.

• Please verify all details with the bank before making any financial decisions.