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Canara Bank Home Loan

★★★★ 4.1/5
Best Rate

Canara Bank offers some of the lowest home loan interest rates in India with high loan amounts and zero processing fees for smaller loans.

Key Highlights

7.4%
Starting Interest Rate
Zero processing fee till September 30, 2025
Processing Fee
₹25 Crores
Maximum Loan Amount
30 years
Maximum Tenure

Canara Bank Home Loan Interest Rates

Current interest rates as per latest updates

Interest Rate Range 7.4% - 10.25% per annum

* Interest rates are subject to change based on RBI guidelines and your credit profile.

* Final rates depend on loan amount, tenure, and creditworthiness.

Features & Benefits

Key Features

  • CRG-based pricing
  • High loan amounts
  • Balance transfer facility

Special Offers

  • Lowest interest rates
  • Zero processing fee till September 30, 2025
  • High loan amounts up to ₹25 crores

Pros and Cons

Advantages

  • Lowest starting rates
  • Zero processing fees
  • High loan limits

Considerations

  • Variable rates based on profile
  • Limited digital services

Canara Bank Home Loan Eligibility

Check if you meet the eligibility criteria

  • Age: 18-70 years
  • Minimum income: ₹10,000 per month
  • CIBIL Score: 650+
  • Stable employment

Documents Required

Keep these documents ready for quick processing

  • KYC documents
  • Income proof
  • Bank statements
  • Property documents
  • Employment certificate

Apply for Canara Bank Home Loan

Start your home loan application process today

Compare with Other Banks

See how Canara Bank compares with other lenders

Frequently Asked Questions

What is the minimum income required for Canara Bank home loan?

The minimum income requirement varies based on your location and employment type. Generally, it ranges from ₹10,000 to ₹25,000 per month.

How long does Canara Bank take to approve a home loan?

The approval process typically takes 7-15 working days, depending on document verification and property evaluation.

Can I prepay my Canara Bank home loan?

Yes, you can prepay your home loan. Some banks may charge prepayment penalties, so check the terms and conditions.

Important Disclaimer

• All information provided is for reference purposes only and subject to change.

• Interest rates and fees are indicative and may vary based on your profile and market conditions.

• Loan approval is subject to the bank's terms and conditions and credit assessment.

• Please verify all details with the bank before making any financial decisions.