IDFC FIRST Bank Home Loan
IDFC FIRST Bank provides modern digital banking solutions with instant approval and tech-forward home loan processes.
Key Highlights
IDFC FIRST Bank Home Loan Interest Rates
Current interest rates as per latest updates
* Interest rates are subject to change based on RBI guidelines and your credit profile.
* Final rates depend on loan amount, tenure, and creditworthiness.
Features & Benefits
Key Features
- Digital process
- Instant approval
- Tech-forward platform
Special Offers
- Digital-first process
- Instant approval facility
- Tech-forward platform
Pros and Cons
Advantages
- Quick approvals
- Modern banking
- Good digital experience
Considerations
- Higher maximum rates
- Limited branch network
IDFC FIRST Bank Home Loan Eligibility
Check if you meet the eligibility criteria
- Age: 21-65 years
- Minimum income: ₹20,000 per month
- CIBIL Score: 750+ preferred
- Stable employment
Documents Required
Keep these documents ready for quick processing
- Digital KYC
- Income proof
- Bank statements
- Property documents
- Employment verification
Apply for IDFC FIRST Bank Home Loan
Start your home loan application process today
Compare with Other Banks
See how IDFC FIRST Bank compares with other lenders
Frequently Asked Questions
What is the minimum income required for IDFC FIRST Bank home loan?
The minimum income requirement varies based on your location and employment type. Generally, it ranges from ₹10,000 to ₹25,000 per month.
How long does IDFC FIRST Bank take to approve a home loan?
The approval process typically takes 7-15 working days, depending on document verification and property evaluation.
Can I prepay my IDFC FIRST Bank home loan?
Yes, you can prepay your home loan. Some banks may charge prepayment penalties, so check the terms and conditions.
Important Disclaimer
• All information provided is for reference purposes only and subject to change.
• Interest rates and fees are indicative and may vary based on your profile and market conditions.
• Loan approval is subject to the bank's terms and conditions and credit assessment.
• Please verify all details with the bank before making any financial decisions.