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YES Bank Home Loan

★★★★ 4.1/5

YES Bank offers premium home loan services with high-value loans and wealth management integration for affluent customers.

Key Highlights

8.95%
Starting Interest Rate
2% + GST (Min ₹10,000)
Processing Fee
₹10 Crores
Maximum Loan Amount
35 years
Maximum Tenure

YES Bank Home Loan Interest Rates

Current interest rates as per latest updates

Interest Rate Range 8.95% - 12% per annum

* Interest rates are subject to change based on RBI guidelines and your credit profile.

* Final rates depend on loan amount, tenure, and creditworthiness.

Features & Benefits

Key Features

  • High-value loans
  • Premium banking
  • Wealth management

Special Offers

  • High-value loan facility
  • Premium banking benefits
  • Wealth management integration

Pros and Cons

Advantages

  • High loan amounts
  • Premium service
  • Flexible terms

Considerations

  • Higher rates
  • Limited to premium customers

YES Bank Home Loan Eligibility

Check if you meet the eligibility criteria

  • Age: 21-65 years
  • Minimum income: ₹50,000 per month
  • CIBIL Score: 750+ required
  • Premium banking relationship preferred

Documents Required

Keep these documents ready for quick processing

  • Premium KYC documents
  • Income proof
  • Bank statements
  • Property documents
  • Wealth statements

Apply for YES Bank Home Loan

Start your home loan application process today

Compare with Other Banks

See how YES Bank compares with other lenders

Frequently Asked Questions

What is the minimum income required for YES Bank home loan?

The minimum income requirement varies based on your location and employment type. Generally, it ranges from ₹10,000 to ₹25,000 per month.

How long does YES Bank take to approve a home loan?

The approval process typically takes 7-15 working days, depending on document verification and property evaluation.

Can I prepay my YES Bank home loan?

Yes, you can prepay your home loan. Some banks may charge prepayment penalties, so check the terms and conditions.

Important Disclaimer

• All information provided is for reference purposes only and subject to change.

• Interest rates and fees are indicative and may vary based on your profile and market conditions.

• Loan approval is subject to the bank's terms and conditions and credit assessment.

• Please verify all details with the bank before making any financial decisions.