XIRR Calculator

Calculate the Extended Internal Rate of Return for investments with irregular cash flows and timing.

Cash Flows (2)

investment

Initial Investment

return

Final Value

Results

Ready to Calculate

Add your cash flows and click "Calculate XIRR" to see your investment returns.

How it Works

Investments (Outflows)

  • • Money you put into the investment
  • • Purchase of stocks, mutual funds, etc.
  • • Additional contributions or top-ups

Returns (Inflows)

  • • Money you receive from the investment
  • • Sale proceeds, dividends, redemptions
  • • Maturity amounts

CSV Import Format

Import your cash flows from Excel or Google Sheets. Required columns: Date, Type, Amount

Date,Type,Amount,Description
2024-01-01,investment,10000,Initial Investment
2024-12-31,return,12500,Final Value

Type must be "investment" or "return". Date format: YYYY-MM-DD

XIRR vs CAGR

XIRR is used for irregular cash flows with different timing, while CAGR is for regular investments. XIRR gives you the true annualized return considering the exact timing of each cash flow.