Bank of Baroda Home Loan
Bank of Baroda offers competitive home loan rates with special benefits for young borrowers and NRI customers.
Key Highlights
Bank of Baroda Home Loan Interest Rates
Current interest rates as per latest updates
* Interest rates are subject to change based on RBI guidelines and your credit profile.
* Final rates depend on loan amount, tenure, and creditworthiness.
Features & Benefits
Key Features
- Young borrower discount
- Construction financing
- NRI loans
Special Offers
- Young borrower discount
- NRI-friendly policies
- Construction financing available
Pros and Cons
Advantages
- Competitive rates
- High loan amounts
- Good for NRIs
Considerations
- Limited digital features
- Traditional processes
Bank of Baroda Home Loan Eligibility
Check if you meet the eligibility criteria
- Age: 18-70 years
- Minimum income: ₹15,000 per month
- CIBIL Score: 700+ preferred
- Stable employment for 2+ years
Documents Required
Keep these documents ready for quick processing
- Identity and address proof
- Income proof
- Bank statements
- Property documents
- Employment certificate
Apply for Bank of Baroda Home Loan
Start your home loan application process today
Compare with Other Banks
See how Bank of Baroda compares with other lenders
Frequently Asked Questions
What is the minimum income required for Bank of Baroda home loan?
The minimum income requirement varies based on your location and employment type. Generally, it ranges from ₹10,000 to ₹25,000 per month.
How long does Bank of Baroda take to approve a home loan?
The approval process typically takes 7-15 working days, depending on document verification and property evaluation.
Can I prepay my Bank of Baroda home loan?
Yes, you can prepay your home loan. Some banks may charge prepayment penalties, so check the terms and conditions.
Important Disclaimer
• All information provided is for reference purposes only and subject to change.
• Interest rates and fees are indicative and may vary based on your profile and market conditions.
• Loan approval is subject to the bank's terms and conditions and credit assessment.
• Please verify all details with the bank before making any financial decisions.