HDFC Bank Home Loan
HDFC Bank is known for its quick processing and excellent customer service, making it a preferred choice for home loans among private bank customers.
Key Highlights
HDFC Bank Home Loan Interest Rates
Current interest rates as per latest updates
* Interest rates are subject to change based on RBI guidelines and your credit profile.
* Final rates depend on loan amount, tenure, and creditworthiness.
Features & Benefits
Key Features
- Quick approval
- Doorstep service
- Balance transfer
Special Offers
- Special rates for exclusive customers (7.90%-9.00%)
- Balance transfer with top-up facility
- Special rates for premium customers
Pros and Cons
Advantages
- Fast processing
- Customer service
- Digital platform
Considerations
- Higher rates than PSU banks
- Strict eligibility
HDFC Bank Home Loan Eligibility
Check if you meet the eligibility criteria
- Age: 21-65 years
- Minimum income: ₹25,000 per month in metros, ₹20,000 in other cities
- CIBIL Score: 750+ for best rates
- Stable employment for minimum 2 years
Documents Required
Keep these documents ready for quick processing
- KYC documents (Aadhaar, PAN)
- Income documents (Salary certificate, ITR)
- Bank statements (3-6 months)
- Property papers
- Employer certificate
Apply for HDFC Bank Home Loan
Start your home loan application process today
Compare with Other Banks
See how HDFC Bank compares with other lenders
Frequently Asked Questions
What is the minimum income required for HDFC Bank home loan?
The minimum income requirement varies based on your location and employment type. Generally, it ranges from ₹10,000 to ₹25,000 per month.
How long does HDFC Bank take to approve a home loan?
The approval process typically takes 7-15 working days, depending on document verification and property evaluation.
Can I prepay my HDFC Bank home loan?
Yes, you can prepay your home loan. Some banks may charge prepayment penalties, so check the terms and conditions.
Important Disclaimer
• All information provided is for reference purposes only and subject to change.
• Interest rates and fees are indicative and may vary based on your profile and market conditions.
• Loan approval is subject to the bank's terms and conditions and credit assessment.
• Please verify all details with the bank before making any financial decisions.