Punjab National Bank Home Loan
Punjab National Bank offers attractive home loan rates with special benefits for government employees and women borrowers.
Key Highlights
Punjab National Bank Home Loan Interest Rates
Current interest rates as per latest updates
* Interest rates are subject to change based on RBI guidelines and your credit profile.
* Final rates depend on loan amount, tenure, and creditworthiness.
Features & Benefits
Key Features
- Government employee benefits
- Women borrower concessions
Special Offers
- Zero processing fee till March 31, 2025
- Special rates for government employees
- Concessions for women borrowers
Pros and Cons
Advantages
- Competitive rates
- PSU bank trust
Considerations
- Slower processing
- Traditional approach
Punjab National Bank Home Loan Eligibility
Check if you meet the eligibility criteria
- Age: 18-65 years
- Minimum income: ₹12,000 per month
- CIBIL Score: 650+ acceptable
- Regular income source
Documents Required
Keep these documents ready for quick processing
- Identity proof
- Address proof
- Income documents
- Bank statements
- Property papers
Apply for Punjab National Bank Home Loan
Start your home loan application process today
Compare with Other Banks
See how Punjab National Bank compares with other lenders
Frequently Asked Questions
What is the minimum income required for Punjab National Bank home loan?
The minimum income requirement varies based on your location and employment type. Generally, it ranges from ₹10,000 to ₹25,000 per month.
How long does Punjab National Bank take to approve a home loan?
The approval process typically takes 7-15 working days, depending on document verification and property evaluation.
Can I prepay my Punjab National Bank home loan?
Yes, you can prepay your home loan. Some banks may charge prepayment penalties, so check the terms and conditions.
Important Disclaimer
• All information provided is for reference purposes only and subject to change.
• Interest rates and fees are indicative and may vary based on your profile and market conditions.
• Loan approval is subject to the bank's terms and conditions and credit assessment.
• Please verify all details with the bank before making any financial decisions.