Advanced Compound Interest Calculator
Plan your wealth growth with comprehensive compound interest calculations. Includes SIP planning, step-up investments, inflation adjustment, and tax planning for smart financial decisions.
Investment Calculator
Configure your investment parameters
₹
₹0 ₹1.00 L ₹50L+
₹
₹0 ₹10.00 T ₹1L+
💰 Annual SIP: ₹1,20,000
1% 12% 30%
1Y 10Y 50Y
⏰ Time is money! Longer investment periods lead to exponential wealth growth.
Final Amount
₹26,53,429
₹26.53 L
Total Investment
₹13,00,000
₹13.00 L
Total Gains
₹13,53,429
₹13.53 L
Total Return
104.1%
Gains vs Investment
Investment Summary
Initial Investment: ₹1,00,000
Monthly SIP: ₹10,000
Expected Return: 12% per annum
Investment Period: 10 years
Compounding: Monthly
Final Amount: ₹26,53,429
Total Investment: ₹13,00,000
Total Gains: ₹13,53,429
Wealth Multiplier: 2.04x
Total Return: 104.1%
Year-wise Investment Growth Click on any year to see monthly breakdown
Investment Tips
- Start Early: Time is your biggest ally in wealth creation
- Stay Consistent: Regular SIP beats timing the market
- Step-up SIP: Increase SIP with salary hikes for faster growth
- Long-term View: Compound interest works best over decades
- Diversify: Don't put all eggs in one investment basket
Understanding Returns
- Equity Funds: 12-15% long-term returns, higher volatility
- Debt Funds: 6-8% returns, lower risk and volatility
- Hybrid Funds: 8-12% returns, balanced risk-reward
- PPF/EPF: 7-8% tax-free returns, 15-year lock-in
- FD/RD: 5-7% returns, capital protection guaranteed