ICICI Bank Home Loan
ICICI Bank offers technology-driven home loan solutions with flexible repayment options and quick approval processes.
Key Highlights
ICICI Bank Home Loan Interest Rates
Current interest rates as per latest updates
* Interest rates are subject to change based on RBI guidelines and your credit profile.
* Final rates depend on loan amount, tenure, and creditworthiness.
Features & Benefits
Key Features
- Pre-approved offers
- Flexible EMI
- Top-up facility
Special Offers
- Special rates for CIBIL 750+: 8.75%-8.85%
- Flexible EMI options
- Top-up loans available
Pros and Cons
Advantages
- Tech-enabled process
- Quick disbursal
- Flexible terms
Considerations
- Higher processing fee
- Variable service quality
ICICI Bank Home Loan Eligibility
Check if you meet the eligibility criteria
- Age: 23-62 years for salaried, 25-65 years for self-employed
- Minimum income: ₹20,000 per month
- CIBIL Score: 700+ required
- Minimum work experience: 1 year
Documents Required
Keep these documents ready for quick processing
- Identity and address proof
- Income proof (Latest 3 salary slips)
- Bank statements (6 months)
- Property documents
- Employment proof
Apply for ICICI Bank Home Loan
Start your home loan application process today
Compare with Other Banks
See how ICICI Bank compares with other lenders
Frequently Asked Questions
What is the minimum income required for ICICI Bank home loan?
The minimum income requirement varies based on your location and employment type. Generally, it ranges from ₹10,000 to ₹25,000 per month.
How long does ICICI Bank take to approve a home loan?
The approval process typically takes 7-15 working days, depending on document verification and property evaluation.
Can I prepay my ICICI Bank home loan?
Yes, you can prepay your home loan. Some banks may charge prepayment penalties, so check the terms and conditions.
Important Disclaimer
• All information provided is for reference purposes only and subject to change.
• Interest rates and fees are indicative and may vary based on your profile and market conditions.
• Loan approval is subject to the bank's terms and conditions and credit assessment.
• Please verify all details with the bank before making any financial decisions.