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Compare Home Loans in India

Compare interest rates, processing fees, and features from India's leading banks. Last updated: 26 March 2026

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State Bank of India
★★★★ 4.2
Popular
Interest Rate
7.25% - 8.7%
Processing Fee
0.35% + GST (Min ₹2,000, Max ₹10,000)
Max Loan
₹10 Crores
Tenure
30 years

Key Features

EBR linked ratesOnline applicationWide branch network
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HDFC Bank
★★★★ 4.3
Popular
Interest Rate
8.45% - 9.95%
Processing Fee
0.50% + GST for salaried/self-employed professionals (Min ₹3,300); up to 1.50% for self-employed non-professionals
Max Loan
₹10 Crores
Tenure
30 years

Key Features

Quick approvalDoorstep serviceBalance transfer
Apply Now Details
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ICICI Bank
★★★★ 4.2
Interest Rate
9% - 10.05%
Processing Fee
Up to 2% of loan amount (₹2,999 + GST for high CIBIL on some slabs)
Max Loan
₹5 Crores
Tenure
30 years

Key Features

Pre-approved offersFlexible EMITop-up facility
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Axis Bank
★★★★ 4
Interest Rate
8% - 9.1%
Processing Fee
Up to 1% of loan amount (Min ₹10,000) + GST
Max Loan
₹5 Crores
Tenure
30 years

Key Features

Instant approvalHigh LTV ratioBalance transfer
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Punjab National Bank
★★★☆ 3.9
Interest Rate
7.5% - 9.35%
Processing Fee
0.50% + GST (Max ₹50,000)
Max Loan
₹10 Crores
Tenure
30 years

Key Features

Government employee benefitsWomen borrower concessions
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Canara Bank
★★★★ 4.1
Best Rate
Interest Rate
7.4% - 10.75%
Processing Fee
0.50% (Min ₹1,500, Max ₹10,000) + GST
Max Loan
No upper limit
Tenure
30 years

Key Features

CRG-based pricingHigh loan amountsBalance transfer facility
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Bank of Baroda
★★★★ 4
Interest Rate
7.2% - 9.25%
Processing Fee
Up to 0.50% of loan amount (Min ₹8,500)
Max Loan
₹20 Crores
Tenure
30 years

Key Features

Young borrower discountConstruction financingNRI loans
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Union Bank of India
★★★☆ 3.8
Best Rate
Interest Rate
7.4% - 8.7%
Processing Fee
0.50% + GST (Max ₹15,000)
Max Loan
₹15 Crores
Tenure
30 years

Key Features

CIBIL-based pricingGreen home loansSpecial schemes
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LIC Housing Finance
★★★★ 4.2
Interest Rate
8% - 10.5%
Processing Fee
0.25% (Min ₹10,000 up to ₹1 Cr; above that ₹20,000) + taxes, up to 0.50% cap on some schemes
Max Loan
₹15 Crores
Tenure
30 years

Key Features

Senior citizen ratesCIBIL-based pricingFlexible repayment
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Bajaj Housing Finance
★★★★ 4
Interest Rate
7.15% - 9.65%
Processing Fee
Up to 4% + GST
Max Loan
₹15 Crores
Tenure
32 years

Key Features

Quick disbursalBalance transferDoorstep service
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IDFC FIRST Bank
★★★★ 4.3
Interest Rate
8.85% - 9.25%
Processing Fee
Up to 3% + GST
Max Loan
₹10 Crores
Tenure
30 years

Key Features

Digital processInstant approvalTech-forward platform
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YES Bank
★★★★ 4.1
Interest Rate
8.95% - 12%
Processing Fee
2% + GST (Min ₹10,000)
Max Loan
₹10 Crores
Tenure
35 years

Key Features

High-value loansPremium bankingWealth management
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Bank of Maharashtra
★★★☆ 3.7
Best Rate
Interest Rate
7.1% - 10.15%
Processing Fee
NIL
Max Loan
No upper limit
Tenure
30 years

Key Features

Women borrower discountNo upper loan limitNRI facilities
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Central Bank of India
★★★☆ 3.6
Best Rate
Interest Rate
7.35% - 9.5%
Processing Fee
0.50% (Max ₹20,000)
Max Loan
₹5 Crores
Tenure
30 years

Key Features

PMAY schemesAffordable housingGovernment subsidies
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Indian Bank
★★★☆ 3.8
Interest Rate
7.4% - 10.55%
Processing Fee
0.35% (Max ₹15,000)
Max Loan
₹5 Crores
Tenure
30 years

Key Features

Green home loansEnergy efficient housingInsurance integration
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